Independent broker review

TopFX Review 2025: 0.0 Pips Spreads & 1:1000 Leverage

TopFX is a trusted CFD broker since 2010, offering 600+ instruments including forex, indices, shares, metals, energies, ETFs, and cryptos. Enjoy ultra-tight spr...

Regulated Write a review

4.5 Score

How we score

Visit broker Try demo Compare

We may earn a commission if you visit this broker. That does not affect our rating. Your capital is at risk. CFDs are complex instruments.

Pros & Cons

What we like and what could be improved about TopFX

Pros

Spreads from 0.0 pips (RAW) with low €5.50 commission.
Leverage up to 1:1000 on forex & CFDs.
Instant, fee-free deposits and withdrawals.
Regulated by CySEC & FSA with fund protection.
Supports MT4 & cTrader with copy trading.
24/7 multilingual customer support.

Cons

Limited education; lacks webinars or beginner guides.
No MT5 support.
Base currencies only USD, EUR, GBP.
€5 monthly fee after 90 days inactivity.
Not available in USA, Japan, or North Korea.

TopFX Overview

Key data on fees, platforms, deposits, and trading conditions

Regulation: CySEC (Cyprus), FSA (Seychelles)
Minimum deposit: $50
Spreads: From 0.0 pips (RAW account); average 0.5 pips on majors like EUR/USD (ZERO account)
Commission: Yes (on Raw/ECN), No (on Standard)
Leverage: Up to 1:30
Trading platforms: MetaTrader 4, WebTrader

Fees

Spreads, commissions, and non-trading costs

Minimum deposit: $50
Spreads: From 0.0 pips (RAW account); average 0.5 pips on majors like EUR/USD (ZERO account)
Commission: Yes (on Raw/ECN), No (on Standard)
Pricing model: Low overall; RAW: 0.0 pips + €5.50 commission/lot; ZERO: 0.5 pips spread-only; no swaps on Islamic accounts

Safety

Regulation, investor protection, and fund security

Regulation: CySEC (Cyprus), FSA (Seychelles)
Regulated jurisdictions: Cyprus (EU), Seychelles (Global)
Licenses: CySEC License 138/11; FSA Securities Dealer SD037
Investor protection: No
Segregated client funds: Yes
Negative balance protection: No

Deposit & Withdrawal

Funding methods, fees, and processing options

Deposit methods: 💳 Credit/Debit Cards (Visa & Mastercard) | 🏦 Bank Wire | 💸 e-Wallets (Skrill, Neteller, PayPal) | 🪙 Crypto (BTC, ETH, USDT) | 🌍 Local Options (PIX, M-Pesa, FasaPay)
Withdrawal methods: Same as deposits; minimum €100, processed in 1 business day (up to 5 for wires)
Withdrawal fee: Free
Payment methods: Instant for cards/e-wallets; no broker fees (third-party may apply)

Trading Platforms

Desktop, web, and mobile trading software

Platforms: MetaTrader 4, WebTrader
Mobile trading: ✓ Yes (MT4 & cTrader apps for iOS/Android with full charting and order management)
Web trader: ✓ Yes (built-in web versions of MT4 and cTrader for browser access)
Charting tools: 50+ indicators on MT4/cTrader; customizable with TradingView-style overlays
Social / copy trading: ✓ Yes (cTrader Copy for following/copying strategies; MT4 signals available)
VPS hosting: Available

Markets & Products

Available instruments and product coverage

Account types: Standard / Raw (ECN)
Standout feature: Ultra-Fast Execution (

Demo Account

Practice trading without risking real money

Demo account: Not available

Research & Education

Analysis tools, news, and learning resources

Research tools: Autochartist, Trading Central integration; Daily Market Digest emails
Educational resources: Basic tutorials, guides, and video library; lacks advanced courses or webinars
News & analysis: In-house daily/weekly outlooks; integrated Reuters feeds on platforms

Customer Support

Help channels and service availability

Support channels: 24/7 via live chat (response
Languages: English, Spanish, Arabic, Chinese, French, German, Italian, Portuguese, Russian (24/7 support)

Account Types

Compare spreads, leverage, and conditions across TopFX accounts

Standard / Raw (ECN)

USD Swap-free Bonus eligible

Min. deposit: $100
Leverage: 1:500
Spread: Variable 0.00 pips
Commission: Yes (on Raw/ECN), No (on Standard)

Spread type: Variable
Swap-free / Islamic account: Yes
Expert advisors (EAs): Yes
Hedging: Yes
VPS eligible: No
Bonus eligible: Yes
Professional features: Yes
Min trade size: 0.01 lots
Max trade size: Not specified (varies)
Margin call: 50.00%
Stop out level: 30.00%
Max open positions: 200
Special conditions: Swap-free (Islamic) account available; low minimum deposit; tight spreads
Exclusive offers: Feature ZERO Account (Commission-Free) RAW Account (Commission-Based) VIP/PRO Account (High-Volume Tier)
Best For Beginners, low-volume, swing/position traders Scalpers, HFT, EAs, day traders Institutional, high-net-worth, ultra-high volume
Minimum Deposit €50 (or equivalent; none on some cTrader setups) €50-€5,000 (varies by entity/source; e.g., €5,000 in some reviews) €10,000+ (negotiable; not always listed)
Spreads (EUR/USD Avg) From 0.5 pips (majors); variable, no raw access From 0.0 pips (interbank raw) From 0.0 pips (tighter than RAW)
Commission None (costs in spread) €2.75/side (€5.50/round turn per lot) Lower/negotiable (e.g., €2/side or rebates)
Leverage (Max) 1:30 (CySEC retail); 1:1000 (Seychelles/BVI/pro) Same as ZERO Same, plus potential custom limits
Execution Type NDD/STP (no dealing desk) ECN/raw market access (deeper liquidity) Enhanced ECN (priority routing)
Platforms MT4, cTrader (desktop, mobile, web) MT4, cTrader (with FIX API for pros) Same + custom tools (e.g., MAM/PAMM)
Min Lot Size 0.01 (micro lots supported) 0.01 0.01 (larger scales encouraged)
Islamic Option Yes (swap-free; apply with proof) Yes Yes
Unique Features Simple pricing; no surprises for casual trades Copy trading via cTrader; low slippage Dedicated manager, free VPS, custom analytics, rebates
Pros Predictable costs; beginner-friendly; no extra fees Cost-effective for volume (>5 lots/month); tight spreads Personalized service; optimized for large trades
Cons Higher overall costs for frequent trades Commission adds complexity; min deposit higher in some cases High entry barrier; not for retail starters
Total Cost Example (1 Lot EUR/USD) ~€5-€7 (spread-embedded) ~€3-€5 (spread + commission) ~€2-€4 (optimized)
Retail vs Pro Differences Retail: Full assessments/disclosures; Pro: Assumed expertise, higher leverage Same; Pro may get API access Often pro-only; waived assessments
Funding/Withdrawals Instant deposits (cards/e-wallets); 1-day processing; no fees Same Priority processing; higher limits

TopFX

4.5 Overall score

Updated Sep 11, 2026

We may earn a commission if you visit this broker. That does not affect our rating. Your capital is at risk. CFDs are complex instruments.

Frequently Asked Questions

Common questions about TopFX

No FAQs available for this broker.

Community Reviews

Trader ratings and comments about TopFX

Overall User Rating

— /10

Based on 0 published reviews from verified community members

Rate and Review

Tell us how long you used TopFX, which account you traded, then rate cost, platforms, and support.

Community Comments

Published reviews from traders. Replies stay one level deep.

No comments match these filters yet. Be the first to share your experience with TopFX.

Compare TopFX

See how this broker stacks up against alternatives

IC Markets

Unregulated

5.0

DB Investing

Unregulated

5.0

FBS

Regulated

4.8

FXPro

Unregulated

4.8

BlackBull

Regulated

4.8

OctaFX

Regulated

4.7

Interactive Brokers

Regulated

4.7

Tickmill

Regulated

4.6

Feature	ZERO Account (Commission-Free)	RAW Account (Commission-Based)	VIP/PRO Account (High-Volume Tier)
Best For	Beginners, low-volume, swing/position traders	Scalpers, HFT, EAs, day traders	Institutional, high-net-worth, ultra-high volume
Minimum Deposit	€50 (or equivalent; none on some cTrader setups)	€50-€5,000 (varies by entity/source; e.g., €5,000 in some reviews)	€10,000+ (negotiable; not always listed)
Spreads (EUR/USD Avg)	From 0.5 pips (majors); variable, no raw access	From 0.0 pips (interbank raw)	From 0.0 pips (tighter than RAW)
Commission	None (costs in spread)	€2.75/side (€5.50/round turn per lot)	Lower/negotiable (e.g., €2/side or rebates)
Leverage (Max)	1:30 (CySEC retail); 1:1000 (Seychelles/BVI/pro)	Same as ZERO	Same, plus potential custom limits
Execution Type	NDD/STP (no dealing desk)	ECN/raw market access (deeper liquidity)	Enhanced ECN (priority routing)
Platforms	MT4, cTrader (desktop, mobile, web)	MT4, cTrader (with FIX API for pros)	Same + custom tools (e.g., MAM/PAMM)
Min Lot Size	0.01 (micro lots supported)	0.01	0.01 (larger scales encouraged)
Islamic Option	Yes (swap-free; apply with proof)	Yes	Yes
Unique Features	Simple pricing; no surprises for casual trades	Copy trading via cTrader; low slippage	Dedicated manager, free VPS, custom analytics, rebates
Pros	Predictable costs; beginner-friendly; no extra fees	Cost-effective for volume (>5 lots/month); tight spreads	Personalized service; optimized for large trades
Cons	Higher overall costs for frequent trades	Commission adds complexity; min deposit higher in some cases	High entry barrier; not for retail starters
Total Cost Example (1 Lot EUR/USD)	~€5-€7 (spread-embedded)	~€3-€5 (spread + commission)	~€2-€4 (optimized)
Retail vs Pro Differences	Retail: Full assessments/disclosures; Pro: Assumed expertise, higher leverage	Same; Pro may get API access	Often pro-only; waived assessments
Funding/Withdrawals	Instant deposits (cards/e-wallets); 1-day processing; no fees	Same	Priority processing; higher limits